PERSONAL INURY LITIGATION INSURANCE
What does personal injury litigation insurance cover?
Litigation insurance policies can provide Canadian plaintiffs with cover for adverse costs, own disbursements, and failure to beat a with prejudice offer. We work with law firms to help to arrange policies that meet the requirements of your clients.
What areas of personal injury litigation can be insured in Canada?
Litigation insurance is available in Canada for a wide range of personal injury cases including:
Auto
LTD
Municipal Liability
Occupiers’ Liability
Product Liability
Sexual Abuse
Slip & Falls
Frequently asked question about personal injury litigation insurance:
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The policies we arrange protect the plaintiff from the commencement of their case throughout litigation, from start to end. Our policies do not expire or lapse—ever.
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You tell us; we can provide options ranging from $25,000 - $200,000.
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We work with a number of licenced Canadian insurers to provide solutions for law firms. We do not represent a single insurer.
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Litigation insurance premiums for Canadian personal injury matters are deferred until the conclusion of the case, and only due if the case is successful. The premium is also contingent, meaning that if your case is not successful, the premium is waived.
The policies we arrange do not expire or lapse as they protect the plaintiff from the commencement of their case throughout litigation, from start to end. There will be no premium due until you and your client know the outcome of the case.
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No. The premium rate is set once the policy is bound, giving you and your client the certainty of the cost.
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A litigation insurance policy for a personal injury matter in Canada may have a deductible, but they the deductible can be removed; we can offer programs with no deductible. We work with law firms and their clients to make sure we are securing the right offer for the right case or portfolio of cases.
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Yes, we can provide insurance solutions for uninsured books of business.
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Yes. If you and your client decide to reject the offer, the policy will cover the adverse costs order if your client fails to beat the original offer at trial. If that happens, your client keeps what they were awarded, and the insurer pays the adverse costs order.
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No, the policy will not cause interference with the case strategy.
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Our team was instrumental in bringing this product to the Canadian litigation insurance market in 2014. Since then, we have been partnering with Canadian law firms and have assisted over 75,000 Canadians to pursue access to justice.
How do I apply for a litigation insurance quotation?
Our team would be more than happy to help; please get in touch